Canara bank: Services, account opening, balance check

Canara Bank has gone the extra mile to make its customers’ lives easier. They have a wide range of services like savings accounts, loans, and credit cards that you can manage all in one place, which is super convenient. Additionally, they’ve totally embraced the digital age with online banking and mobile apps, so you can do your banking without even leaving your couch. They have branches all over the country by setting up the banking services in rural areas and making sure people know how to handle their money through financial literacy programs. They also help improve small-scale businesses and farmers by offering loans. It’s not just about the money though. Canara Bank has initiated programs to give people awareness about money management. 

Steps to open an account with Canara Bank

• First of all, decide on the type of account you want to open, such as a savings account, current account, or fixed deposit account.
• Go to a Canara Bank branch near you and visit. Make sure to carry the required documents such proof of identity, address, photographs, etc. 
• Ask for an account opening form from the bank’s staff. You can also find these forms online on the bank’s official website.
• Fill out the account opening form with accurate and up-to-date personal information. Make sure to provide all the required information.
• Then, Submit the duly filled form along with the required documents These documents typically include proof of identity (like Aadhaar card, passport, driving license, or any other government-issued identity cards.), proof of address (like utility bill, rental agreement, etc.), and passport-sized photographs.
• Depending on the type of account you’re opening, you might need to deposit a certain amount as the initial deposit. This amount varies based on the type of account and branch location.
• After that, the bank will verify the provided documents and carry out the necessary Know Your Customer (KYC) procedures. This might involve in-person verification or biometric verification, as per regulations.
• Sign the form and paste a photograph for record purposes.
• Once your documents and information are verified, your account will be activated.
• You will also receive a debit card and passbook (if applicable) for your new account.

Different options to check Canara bank account balance

Through Canara bank balance check number

You can easily check your account balance through the Canara bank balance check number

• 18004250018
• 18001030018
• 18002083333
• 180030113333

For customers who reside outside India, Canara Bank provides the following number.

+918022064232

Just dial one of the numbers given above and follow the guidance of the IVR. You can also use this number to get a Canara Bank mini statement.

Through SMS Banking Service

• First, make sure you’re registered for SMS banking. You can do this at your nearest Canara Bank branch or through the bank’s internet banking website.
• Once you’re registered, you can check your balance by sending a text message from the mobile number that’s linked to your bank account.
• The message you send should look like this: BAL<Account Number>. For instance, if your account number is 12345678901234, your message would be BAL12345678901234.
• Send the message to Canara Bank balance check number for SMS banking.
• After sending the message, you’ll get a reply message from the bank. It will tell you your account balance.

Through missed call banking service

Give a missed call to Canara bank balance check number and the call will be disconnected automatically. Then, the bank will send you a message with your Canara bank account balance detail.

For all these options mentioned above, you mobile number should be registered with the bank. Follow these steps to do so.

If you want to register offline, follow these steps:

1. Go to any nearby bank branch during its working hours. 
2. Ask the bank staff for a mobile registration form.
3. Fill out all the fields with the required personal and banking details such as your name, address, account number and the mobile number you intend to register.
4. Sign the form with the signature you used at the time of account opening and submit it after proper cross-checking. 
5. Then, the bank will process your application and your mobile number will be registered.

If you want to register online, follow these steps:

1. Go to the official page of Bank of India and log in to your account using your credentials that is your user Id and password that you created. Do not disclose your credential to anyone.
2. Next, go to your profile section and choose the option to update your contact information.
3. In that option, add the mobile number which you want to register and click update. The bank will soon send an OTP to your number. 
4. Enter the OTP and your mobile number will be updated shortly after a while.

Through UPI apps

This option is the most recent and commonly used one. Nowadays, almost everyone used UPI apps, be it for transportation, be it a small mobile vendor or a big shop, every payment is done through this mode of payment. You can also easily check your account balance through this channel. 

1. If you haven’t installed any UPI app, you can download it from the app store on your mobile phone and install it. This will not take much time. 
2. Link your bank account with the app. You can link more than one account. Ignore if already done.
3. Scroll down and you will find an option, ‘check balance’ just below the ‘transaction history’. 
4. Tap on it and you will see your account balance. And if you have more than one account linked to your UPI app, you will have to first choose the account for which you want to check.

Through Internet Banking

Checking your balance through internet banking is also handy. Here’s how you can do it with Bank of India’s internet banking service:

• Go to the official Bank of India website.
• Use the login details (user ID and password) you created during net banking registration to log in.
• After you logged in, you’ll land on the Bank of India Net Banking homepage. Here, you’ll find a complete view of your account, including your balance.

To have access to Internet banking, you need to register for it. Go to any nearby Canara bank branch and ask for an Internet banking registration form. Fill it out providing all the necessary information. Sign the form and submit it along with photocopies of required document which are your identity and address proofs. The bank will verify it and after getting approved, you can activate your Internet banking service.

Through Mobile banking service

There’s a mobile banking app for Canara Bank called ‘Canara ai1’.  You should download it from your app store and install it. You can check your account balance in simple few steps.

1. After installing the app, log in to your account using your credentials.
2. Go to the account option and select ‘balance enquiry’ or ‘balance check’. 
3. If you have more than one account, choose the account of which you want to check the balance.
4. Then, the app will display the balance in your bank account.