How to Get a Credit Card Without a Bank Account

Traditionally, banks required an active savings or current account to issue credit cards, but times have changed. Today, you can still qualify for a credit card without having a bank account, due to secured and co-branded cards that cater to various segments, such as homemakers, students, retirees, and unemployed individuals. Here’s how to obtain a … Read more

Spot these details in your credit card bill to pay it on time

After researching online and comparing various credit card features to finalise one credit card, you must carry out its repayment in a systematic manner to avoid accumulating a large credit card debt. This article enlists six details that you must check in your credit card bill that is generated every month.   Credit cards generally … Read more

6 Steps to a Good and Healthy Credit Score

It’s important to maintain a good credit score. Having a positive credit history helps nearly every aspect of your financial future, to qualify for car loans, mortgage, other loans and even when applying for a job. With a good credit score, you will be perceived as a “good risk”. Hence, a good credit score gives … Read more